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Un análisis econométrico del ahorro y seguros formales en la población urbana y rural en México.An econometric analysis of savings and formal insurance in urban and rural population in Mexico

Author

Listed:
  • José Carlos González Núñez

    (Universidad Anáhuac México Sur)

  • Humberto García de Alba Carrillo

    (Global Wealth, BBVA (Madrid))

Abstract

Savings and insurance are important variables so that families can protect themselves against periods of uncertainty. The development of policies to increase savings and formal insurance should take into account the differences between the rural and urban population, because although these populations have similarities as the importance of income in determining the formal savings, also face realities very different, as the forms that the same savings, transaction costs they face, the kind of goods or events that require secure. Determine which variables influence the savings and insurance are in a different location and can help develop more accurate and have greater impact policies.

Suggested Citation

  • José Carlos González Núñez & Humberto García de Alba Carrillo, 2016. "Un análisis econométrico del ahorro y seguros formales en la población urbana y rural en México.An econometric analysis of savings and formal insurance in urban and rural population in Mexico," Economia Coyuntural,Revista de temas de perspectivas y coyuntura, Instituto de Investigaciones Economicas y Sociales 'Jose Ortiz Mercado' (IIES-JOM), Facultad de Ciencias Economicas, Administrativas y Financieras, Universidad Autonoma Gabriel Rene Moreno, vol. 1(3), pages 73-111.
    • Handle: RePEc:grm:ecoyun:201614
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    References listed on IDEAS

    as
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    More about this item

    Keywords

    saving; insure y Econometric Modeling.;

    JEL classification:

    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • E29 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Other
    • Y - Miscellaneous Categories
    • C50 - Mathematical and Quantitative Methods - - Econometric Modeling - - - General

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