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A practical approach to blend insurance in the banking network

Author

Listed:
  • Panayiotis G. Artikis
  • Stanley Mutenga
  • Sotiris K. Staikouras

Abstract

Purpose - The purpose of this paper is to look at the main empirical findings related to the bank-insurance model and to outline the market practices across the world. The market dynamics underpinning the bancassurance phenomenon are analyzed alongside discussions of the various bancassurance products and bank-insurance modes of entry. Design/methodology/approach - The paper presents a brief survey of the bank-insurance trend and provides an insight into the underlying dynamics and corporate structures of financial conglomerates. Findings - There is an uneven success of the bancassurance phenomenon across the world. It is not clear whether re-regulation is the cause or response to globalization, and vice versa, which in turn both shape the bancassurance arena. A number of incentives for the formation of financial conglomerates are identified. Finally, three modes of entry have been documented to reflect market realities. Originality/value - The paper will be of value to those interested in financial conglomerates, banking and insurance. It is suitable for academics and practitioners alike.

Suggested Citation

  • Panayiotis G. Artikis & Stanley Mutenga & Sotiris K. Staikouras, 2008. "A practical approach to blend insurance in the banking network," Journal of Risk Finance, Emerald Group Publishing, vol. 9(2), pages 106-124, February.
  • Handle: RePEc:eme:jrfpps:v:9:y:2008:i:2:p:106-124
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    Citations

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    Cited by:

    1. Staikouras, Sotiris K., 2009. "An event study analysis of international ventures between banks and insurance firms," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 19(4), pages 675-691, October.
    2. Girish K. Nair & Lewlyn Lester Raj Rodrigues, 2013. "Dynamics of Financial System: A System Dynamics Approach," International Journal of Economics and Financial Issues, Econjournals, vol. 3(1), pages 14-26.
    3. Andreas Merikas & Sotiris K. Staikouras, 2008. "The Greek Bank-Insurance Model: A Look At A Not-So-New Corporate Structure," European Research Studies Journal, European Research Studies Journal, vol. 0(3), pages 25-34.
    4. repec:eee:finlet:v:24:y:2018:i:c:p:73-80 is not listed on IDEAS

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