French insurance from the ancien r gime to 1946: shifting frontiers between state and market
This article considers the changing regulatory environment in which French insurance operated between the ancien r gime and the post-war years. At first treated with suspicion, the state came to recognise the social benefits of insurance during the industrial revolution. The extension of regulation over different products and companies life, marine, general needs to be understood as a historical process in which first the benefits and then the possibilities for access to substantial financial resources came to be understood. A dual tradition of mistrust and fascination has prevailed in the French attitudes towards insurance, and this paper explores this relationship in a variety of contexts. It is suggested that the eventual nationalisation of much of the industry in 1946 was a signal of both increasing respectability and of the state s desire to offer universal coverage. The opportunity to mobilise and direct investment flows was also attractive.
Volume (Year): 10 (2003)
Issue (Month): 02 (October)
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