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The Emergence of Ethic Banks and Social Responsibility in Financing Local Development


  • Teodora Barbu
  • Georgeta Vintila

    (Academia de Studii Economice, Bucuresti)


The evaluation of the present offer of banking products and services in the developed countries as well in the emerging ones shows the extent to which they fulfill or not the principles specific to social responsibility and ethics in economics. Considering heightened competition, some institutions adopt new strategies based on the creation of new concepts where human finality is to replace economical finality. Thus, banking ethics and social responsibility are concepts which are found at the level of credit cooperative and ethical banks. Oriented mainly towards rural financing and financing social responsible projects, within the study, the two approaches complete and sustain each other.

Suggested Citation

  • Teodora Barbu & Georgeta Vintila, 2007. "The Emergence of Ethic Banks and Social Responsibility in Financing Local Development," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 12(12(517)), pages 29-34, December.
  • Handle: RePEc:agr:journl:v:12(517):y:2007:i:12(517):p:29-34

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    Cited by:

    1. Beik, Irfan Syauqi & Ayuniyyah, Qurroh & Arsyianti, Laily Dwi, 2009. "The Role of Islamic Rural Bank in Financing the SMEs: Customer Perspective Analysis [Case Study of Amanah Ummah Bank in Bogor City, Indonesia]," MPRA Paper 60538, University Library of Munich, Germany.
    2. St─ânescu Cristina & Nedelescu Mihai, 2010. "Developments In The Romanian Banking System," Romanian Economic Business Review, Romanian-American University, vol. 5(4-1), pages 97-103, Winter-Sp.
    3. Leire San-Jose & Jose Retolaza & Jorge Gutierrez-Goiria, 2011. "Are Ethical Banks Different? A Comparative Analysis Using the Radical Affinity Index," Journal of Business Ethics, Springer, vol. 100(1), pages 151-173, April.


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