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Alterssicherung zwischen Vorsorge und Versorgung: Konzeptionen, Entwicklungstendenzen und eine Entwicklungsstrategie für die deutsche Alterssicherung

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  • Schmähl, Winfried

Abstract

Ausgangspunkt ist eine Skizze alternativer Konzeptionen der Alterssicherung: Vorsorge im Unterschied zur Versorgung. Dies wird auf staatliche Regel-Alterssicherungssysteme angewandt, bei denen entweder eine Mindestsicherung (Armutsvermeidung) oder eine darüber hinausreichende einkommensbezogene Absicherung im Alter angestrebt wird. Sodann wird auf einige international sich abzeichnende neuere Entwicklungstendenzen hingewiesen, die zu einer Stärkung des Vorsorgeaspekts auch in staatlichen Alterssicherungssystemen führen. Hierfür sprechen auch einige ökonomische Gründe. Am Beispiel der gesetzlichen Rentenversicherung wird die Stärkung des Vorsorgecharakters als Leitbild für eine Konzeption zu deren Weiterentwicklung dargelegt. Dies wird abschließend anhand einiger Bausteine einer solchen Konzeption, wobei auf der Einnahmen- und der Ausgabenseite angesetzt wird, exemplarisch verdeutlicht.

Suggested Citation

  • Schmähl, Winfried, 1997. "Alterssicherung zwischen Vorsorge und Versorgung: Konzeptionen, Entwicklungstendenzen und eine Entwicklungsstrategie für die deutsche Alterssicherung," Working papers of the ZeS 05/1997, University of Bremen, Centre for Social Policy Research (ZeS).
    • Handle: RePEc:zbw:zeswps:051997
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    1. Allmendinger, Jutta, 1994. "Lebensverlauf und Sozialpolitik: die Ungleichheit von Mann und Frau und ihr öffentlicher Ertrag," EconStor Books, ZBW - Leibniz Information Centre for Economics, number 112659, October.
    2. Barr, Nicholas, 1992. "Economic theory and the welfare state : a survey and interpretation," LSE Research Online Documents on Economics 279, London School of Economics and Political Science, LSE Library.
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    1. Schmähl, Winfried, 2006. "Aufgabenadäquate Finanzierung der Sozialversicherung durch Beiträge und Steuern: Begründungen und Wirkungen eines Abbaus der Fehlfinanzierung in Deutschland," Working papers of the ZeS 05/2006, University of Bremen, Centre for Social Policy Research (ZeS).

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