Advanced Search
MyIDEAS: Login to save this paper or follow this series

Commercialisation de la microfinance: une expérience basée sur le modèle Grameen Bank aux Philippines

Contents:

Author Info

  • Seibel, Hans Dieter
  • Felloni, Fabrizio
Registered author(s):

    Abstract

    Cet article présente un exemple de commercialisation de la microfinance aux Philippines, sous l’égide d’un projet de reproduction de l’approche « Grameen Bank ». Selon l’idée initiale du projet, de modestes prêts devaient être fournis aux foyers les plus pauvres par des ONG et des coopératives. Finalement, ce sont de petites banques privées qui sont devenues les principaux partenaires du projet. Ces banques rurales s’étaient rendu compte que des services financiers pouvaient être octroyés aux foyers pauvres sur des bases commerciales. Elles ont mené par la suite une rapide extension, tout en offrant aux clients pauvres un accès à toute une gamme de produits financiers (prêts, épargne, assurance). Cette incursion des banques n’a pas provoqué de « dérive » vers les clients non-pauvres ; bien au contraire, alors qu’en règle générale les clients des institutions de microfinance bénéficient de prestations de services financiers, les clients des banques ont eu l’avantage de se voir offrir des services additionnels. Les banques ont proposé des coûts unitaires de services financiers plus faibles, mais pas de taux d’intérêt significativement plus bas que les autres IMF impliquées dans le projet. --

    Download Info

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
    File URL: http://econstor.eu/bitstream/10419/23546/1/2003-2b_PHI_Grameen_Felloni-Seibel.pdf
    Download Restriction: no

    Bibliographic Info

    Paper provided by University of Cologne, Development Research Center in its series Working Papers with number 2003,2b.

    as in new window
    Length:
    Date of creation: 2003
    Date of revision:
    Handle: RePEc:zbw:uocaef:20032b

    Contact details of provider:
    Postal: Albertus Magnus Platz, 50923 Köln
    Phone: 0221 / 470 5607
    Fax: 0221 / 470 5179
    Email:
    Web page: http://www.uni-koeln.de/ew-fak/aef/
    More information through EDIRC

    Related research

    Keywords:

    References

    References listed on IDEAS
    Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
    as in new window
    1. Zeller, Manfred & Meyer, Richard L., 2002. "The triangle of microfinance," Food policy statements, International Food Policy Research Institute (IFPRI) 40, International Food Policy Research Institute (IFPRI).
    Full references (including those not matched with items on IDEAS)

    Citations

    Lists

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    Statistics

    Access and download statistics

    Corrections

    When requesting a correction, please mention this item's handle: RePEc:zbw:uocaef:20032b. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (ZBW - German National Library of Economics).

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.