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Erhöht die Riester-Förderung die Sparneigung von Geringverdienern?

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  • Corneo, Giacomo
  • Keese, Matthias
  • Schröder, Carsten

Abstract

In 2001 the German government started to promote the development of private pensions by means of special saving subsidies and tax incentives (Riester-scheme). That policy especially targets households with relatively low incomes. Using data from the German Socio-economic Panel, we scrutinize the impact of the Riester-scheme on private saving. Our estimation results suggest that the Riester-scheme neither increases the fraction of households with positive savings, nor increases the households’ saving rate. Thus, rather than creating saving, this policy seems to make people substitute previous contracts by subsidized saving contracts. --

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Paper provided by Free University Berlin, School of Business & Economics in its series Discussion Papers with number 2007/23.

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Date of creation: 2007
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Handle: RePEc:zbw:fubsbe:200723

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Cited by:
  1. Schulten, Thorsten, 2009. "Guter Lohn für gute Rente," WSI Discussion Papers 164, Wirtschafts- und Sozialwissenschaftliches Institut (WSI), Hans-Böckler-Stiftung.
  2. Hans Peter Grüner, 2009. "Kapitalbeteiligung von Mitarbeitern. Eine Bewertung der jüngsten Vorschläge," Perspektiven der Wirtschaftspolitik, Verein für Socialpolitik, vol. 10(2), pages 175-188, 05.

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