Advanced Search
MyIDEAS: Login

Analiza učinkovitosti hrvatskih banaka pomoću višekriterijskog programiranja

Contents:

Author Info

  • Miroslav Vučković

    ()

Registered author(s):

    Abstract

    Banke su često podložne raznim analizama njihove učinkovitosti, no te analize su u većini slučajeva nedovoljno kompleksne s obzirom da promatraju samo jedan pokazatelj učinkovitosti ili više njih, no odvojeno. To stvara probleme korisnicima informacija koje proizlaze iz takvih analiza, pošto nisu sigurni koji od pokazatelja je najrelevantniji. Nadalje, teško je ustvrditi koji od pokazatelja je više ili manje relevantan jer to ovisi u koje svrhe se informacije dobivene analizom koriste. Upravo iz tog razloga kao bolje rješenje se nameće provođenje analize učinkovitosti koja istovremeno promatra više pokazatelja zajedno. Dobra tehnika za to jest matematička metoda višekriterijskog programiranja, koja osim zajedničkog promatranja više pokazatelja učinkovitosti ujedno i omogućuje da različiti pokazatelji imaju različit utjecaj na određeni cilj kroz pristup dodjeljivanja težina. Stoga je cilj ovoga rada analiza učinkovitosti hrvatskih banaka pomoću višekriterijskog programiranja, pri čemu se učinkovitost odnosi na profitabilnost. U analizi se koriste tri pokazatelja profitabilnosti: profitabilnost ukupne imovine (ROA), profitabilnost vlasničke glavnice (ROE) i bruto profitna marža. Krajnji rezultat analize je rang hrvatskih banaka na temelju višekriterijske učinkovitosti koja se sastoji od tri prethodno navedena pokazatelja profitabilnosti. Prema provedenoj analizi, najučinkovitija, to jest, najprofitabilnija hrvatska banka jest Štedbanka, a u stopu je prate Erste&Steiermärkische Bank i Međimurska Banka, dok su dvije najveće hrvatske banke – Privredna Banka Zagreb i Zagrebačka Banka – pozicionirane kao peta i kao sedma po učinkovitosti.

    Download Info

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
    File URL: http://web.efzg.hr/repec/pdf/Clanak%2010-07.pdf
    File Function: First version, 2010
    Download Restriction: no

    Bibliographic Info

    Paper provided by Faculty of Economics and Business, University of Zagreb in its series EFZG Working Papers Series with number 1007.

    as in new window
    Length: 16
    Date of creation: 13 Nov 2010
    Date of revision:
    Handle: RePEc:zag:wpaper:1007

    Contact details of provider:
    Postal: Trg J.F.Kennedya 6, 10000 Zagreb
    Phone: +385 1 233-5633
    Fax: +385 1 238-3333
    Email:
    Web page: http://www.efzg.hr
    More information through EDIRC

    Related research

    Keywords: višekriterijsko programiranje; ciljno programiranje; učinkovitost hrvatskih banaka; pokazatelji profitabilnosti;

    Find related papers by JEL classification:

    This paper has been announced in the following NEP Reports:

    References

    No references listed on IDEAS
    You can help add them by filling out this form.

    Citations

    Lists

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    Statistics

    Access and download statistics

    Corrections

    When requesting a correction, please mention this item's handle: RePEc:zag:wpaper:1007. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (WPS).

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.