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The choice of banking firm: Are the interest rate a significant criteria?

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  • Antoni Garrido Torres

    ()
    (Grup de Recerca en Federalisme Fiscal i Economia Regional (Institut d'Economia de Barcelona-IEB), Departament d'Econometria, Estadística i Economia Espanyola, Universitat de Barcelona)

  • Pere Arqué Castells

    (Grup de Recerca en Federalisme Fiscal i Economia Regional (Institut d'Economia de Barcelona-IEB), Universitat de Barcelona.)

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    Abstract

    The objective of the research is to know the factors that in Spain determine the choice of banking organization. The obtained results indicate that the dimension of the network of branches is the reason more valued. In spite of the increasing symmetry of the Spanish banking market, the preferences of the clients of the savings banks and those of the banks are not absolutely coincident, being the proximity - the main reason for election- much more valued by the former than by the latter. The existence of divergences in the preferences has also been detected according to the region and the typology of city of residence.

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    File URL: http://www.pcb.ub.es/xreap/aplicacio/fitxers/CREAP2006-08.pdf
    File Function: First version, 2006
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    File URL: http://www.pcb.ub.es/xreap/aplicacio/fitxers/CREAP2006-08.pdf
    File Function: Revised version, 2006
    Download Restriction: no

    Bibliographic Info

    Paper provided by Xarxa de Referència en Economia Aplicada (XREAP) in its series Working Papers with number CREAP2006-08.

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    Length: 27 pages
    Date of creation: Dec 2006
    Date of revision: Dec 2006
    Handle: RePEc:xrp:wpaper:creap2006-08

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    Postal: Espai de Recerca en Economia, Facultat de Ciències Econòmiques i Empresarials, Universitat de Barcelona, c/ Tinent Coronel Valenzuela, 1-11, 08034 Barcelona
    Phone: +34+934039653
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    Web page: http://www.pcb.ub.edu/xreap
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    Related research

    Keywords: Choice criteria; retail banking; logit multinomial.;

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    Cited by:
    1. Christian Durán Weitkamp & Mónica Martín Bofarull & Federico Pablo Martí, 2008. "Economic effects of road accessibility in the Pyrenees: user perspective," Working Papers XREAP2008-01, Xarxa de Referència en Economia Aplicada (XREAP), revised Jan 2008.
    2. Anna Matas & José-Luís Raymond & José-Luís Roig, 2008. "Car ownership and access to jobs in Spain," Working Papers XREAP2008-03, Xarxa de Referència en Economia Aplicada (XREAP), revised Apr 2008.
    3. Anna Matas Prats & José Luís Raymond Bara & José Luís Raymond Bara, 2008. "Job accessibility and employment probability," Working Papers XREAP2008-05, Xarxa de Referència en Economia Aplicada (XREAP), revised May 2008.

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