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E-payments: modern complement to traditional payment systems

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Author Info
Stefan Heng (Deutsche Bank)

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Abstract

The challenges of payment transactions in electronic commerce were initially underestimated, as is now clear in the light of technological progress and stricter legislation, meaning traditional business models are increasingly coming up against their limits. Only secure, user- friendly and low-priced innovative payment solutions can boost internationally oriented e-commerce. In the medium term, mobile phone- based payment systems will be an even more valuable channel for e- business than internet-based systems. Nevertheless, in the longer term, upgraded traditional solutions (credit cards and, especially in Germany, debit cards and smart cards) are likely to push aside the innovative systems.

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File URL: http://129.3.20.41/eps/fin/papers/0407/0407019.pdf
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Publisher Info
Paper provided by EconWPA in its series Finance with number 0407019.

Download reference. The following formats are available: HTML (with abstract), plain text (with abstract), BibTeX, RIS (EndNote, RefMan, ProCite), ReDIF
Length: 12 pages
Date of creation: 28 Jul 2004
Date of revision:
Handle: RePEc:wpa:wuwpfi:0407019

Note: Type of Document - pdf; pages: 12
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Web page: http://129.3.20.41

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Related research
Keywords: ICT; IT; Payment Systems;

Find related papers by JEL classification:
E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
G29 - Financial Economics - - Financial Institutions and Services - - - Other
O14 - Economic Development, Technological Change, and Growth - - Economic Development - - - Industrialization; Manufacturing and Service Industries; Choice of Technology
O33 - Economic Development, Technological Change, and Growth - - Technological Change - - - Technological Change: Choices and Consequences; Diffusion Processes

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This page was last updated on 2009-12-13.

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