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E-payments: modern complement to traditional payment systems

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Author Info

  • Stefan Heng

    (Deutsche Bank)

Abstract

The challenges of payment transactions in electronic commerce were initially underestimated, as is now clear in the light of technological progress and stricter legislation, meaning traditional business models are increasingly coming up against their limits. Only secure, user- friendly and low-priced innovative payment solutions can boost internationally oriented e-commerce. In the medium term, mobile phone- based payment systems will be an even more valuable channel for e- business than internet-based systems. Nevertheless, in the longer term, upgraded traditional solutions (credit cards and, especially in Germany, debit cards and smart cards) are likely to push aside the innovative systems.

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File URL: http://128.118.178.162/eps/fin/papers/0407/0407019.pdf
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Bibliographic Info

Paper provided by EconWPA in its series Finance with number 0407019.

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Length: 12 pages
Date of creation: 28 Jul 2004
Date of revision:
Handle: RePEc:wpa:wuwpfi:0407019

Note: Type of Document - pdf; pages: 12
Contact details of provider:
Web page: http://128.118.178.162

Related research

Keywords: ICT; IT; Payment Systems;

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