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Financial Illiteracy, Education, and Retirement Saving

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Author Info
Douglas D. Bernheim

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Abstract

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Publisher Info
Paper provided by Wharton School Pension Research Council, University of Pennsylvania in its series Pension Research Council Working Papers with number 96-7.

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Publication status: Published in Living with Defined Contribution Pensions. 1998: 38-68.
Handle: RePEc:wop:pennpr:96-7

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Postal: The Wharton School, 3641 Locust Walk, 304 CPC, Philadelphia, PA 19104-6218
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  1. B. Douglas Bernheim & Daniel M. Garrett & Dean M. Maki, 1997. "Education and Saving: The Long-Term Effects of High School Financial Curriculum Mandates," Working Papers 97012, Stanford University, Department of Economics. [Downloadable!]
    Other versions:
  2. Patrick J. Bayer & B. Douglas Bernheim & John Karl Scholz, 1996. "The Effects of Financial Education in the Workplace: Evidence from a Survey of Employers," NBER Working Papers 5655, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
    Other versions:
  3. Annamaria Lusardi, 2003. "The Impact of Financial Education on Savings and Asset," Working Papers wp061, University of Michigan, Michigan Retirement Research Center. [Downloadable!]
  4. Annamarie Lusardi & Olivia S. Mitchell, 2005. "Financial Literacy and Planning: Implications for Retirement Wellbeing," Working Papers wp108, University of Michigan, Michigan Retirement Research Center. [Downloadable!]
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  5. Shlomo Benartzi & Richard H. Thaler, 2001. "Naive Diversification Strategies in Defined Contribution Saving Plans," American Economic Review, American Economic Association, vol. 91(1), pages 79-98, March. [Downloadable!] (restricted)
  6. Olivia S. Mitchell & James F. Moore, 1997. "Retirement Wealth Accumulation and Decumulation: New Developments and Outstanding Opportunities," NBER Working Papers 6178, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
    Other versions:
  7. Olivia S. Mitchell & Gary R. Mottola & Stephen P. Utkus & Takeshi Yamaguchi, 2006. "The Inattentive Participant: Portfolio Trading Behavior in 401(k) Plans," Working Papers wp115, University of Michigan, Michigan Retirement Research Center. [Downloadable!]
  8. Robert L. Clark & Ann McDermed & Kshama Sawant & Madeleine B. d'Ambrosio, 2003. "Financial education and retirement savings," Proceedings, Board of Governors of the Federal Reserve System (U.S.). [Downloadable!]
  9. Olivia S. Mitchell, . "Developments in Pensions," Pension Research Council Working Papers 98-4, Wharton School Pension Research Council, University of Pennsylvania. [Downloadable!]
  10. Annamaria Lusardi & Olivia S. Mitchell, 2006. "Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth," Working Papers wp114, University of Michigan, Michigan Retirement Research Center. [Downloadable!]
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  11. Alexander L. Brown & Colin F. Camerer & Zhikang Eric Chua, 2006. "Learning and Visceral Temptation in Dynamic Savings Experiments," Levine's Bibliography 321307000000000048, UCLA Department of Economics. [Downloadable!]
  12. Alicia H. Munnell & Annika SundÈn & Catherine Taylor, 2002. "What Determines 401(k) Participation And Contributions?," Working Papers, Center for Retirement Research at Boston College 2000-12, Center for Retirement Research. [Downloadable!]
  13. Cori E. Uccello, 2002. "401(k) Investment Decisions And Social Security Reform," Working Papers, Center for Retirement Research at Boston College 2000-04, Center for Retirement Research. [Downloadable!]
  14. Cori E. Uccello, 2002. "Do Spouses Coordinate Their Investment Decisions In Order To Share Risks?," Working Papers, Center for Retirement Research at Boston College 2000-09, Center for Retirement Research. [Downloadable!]
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