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Corporate governance in institutions offering Islamic financial services : issues and options

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Author Info
Grais, Wafik
Pellegrini, Matteo
Abstract

This paper reviews institutions offering Islamic financial services (IIFS) corporate governance challenges and suggests options to address them. It first points out the importance of corporate governance for IIFS, where it would require a distinct treatment from conventional corporate governance and highlights three cases of distress of IIFS. It then dwells on prevailing corporate governance arrangements addressing IIFS ' needs to ensure the consistency of their operations with Islamic finance principles and the protection of the financial interests of a stakeholders ' category, namely depositors holding unrestricted investment accounts. It raises the issues of independence, confidentiality, competence, consistency, and disclosure that may bear on pronouncements of consistency with Islamic finance principles. It also discusses the agency problem of depositors holding unrestricted investment accounts. The paper argues for a governance framework that combines internal and external arrangements and relies significantly on transparency and disclosure of market relevant information.

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Paper provided by The World Bank in its series Policy Research Working Paper Series with number 4052.

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Date of creation: 01 Nov 2006
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Handle: RePEc:wbk:wbrwps:4052

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Keywords: Banks & Banking Reform Corporate Law Non Bank Financial Institutions Investment and Investment Climate Privatization

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Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
  1. Irena Grosfeld & Thierry Tressel, 2001. "Competition and Corporate Governance : Substitutes or Complements ? Evidence from the Warsaw Stock Exchange," DELTA Working Papers 2001-06, DELTA (Ecole normale supérieure). [Downloadable!]
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  2. Fama, Eugene F, 1980. "Agency Problems and the Theory of the Firm," Journal of Political Economy, University of Chicago Press, vol. 88(2), pages 288-307, April. [Downloadable!] (restricted)
  3. Patin, Roy P, Jr & McNiel, Douglas W, 1991. "Benefit Imbalances among Credit Union Member Groups: Evidence of Borrower-Dominated, Saver-Dominated and Neutral Behaviour?," Applied Economics, Taylor and Francis Journals, vol. 23(4B), pages 769-79, Part B, A.
  4. Grais, Wafik & Pellegrini, Matteo, 2006. "Corporate governance and Shariah compliance in institutions offering Islamic financial services," Policy Research Working Paper Series 4054, The World Bank. [Downloadable!]
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