An asset-based approach to social risk management : a conceptual framework
AbstractThere is increasing concern about the vulnerability of poor and near-poor rural households, who have limited capabilities to manage risk and often resort to strategies that can lead to a vicious cycle of poverty. Household-related risk is ususally considered individual or private, but measures to manage risk are actually social or public in nature. Furthermore, various externality issues are associated with household-related risk, such as its links to economic development, poverty reduction, social cohesion, and environmental quality. Hence the need for a holistic approach to risk management, or"social risk management,"which encompasses a broad spectrum of private and public actions. An asset-based approach to social risk management is presented, which provides an integrated approach to considering household, community, and extra-community assets and risk-management strategies. The conceptual framework for social risk management focuses on rural Sub-Saharan Africa. The report concludes with several suggestions on moving from concepts to actions.
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Bibliographic InfoPaper provided by The World Bank in its series Social Protection Discussion Papers with number 21324.
Date of creation: 31 Oct 1999
Date of revision:
Health Economics&Finance; Insurance&Risk Mitigation; Banking Law; Environmental Economics&Policies; Banks&Banking Reform;
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