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Household Credit to the Poor and its Impact on Child Schooling in Peri-urban Areas, Vietnam

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  • Tinh Doan

    ()
    (Ministry of Economic Development)

  • John Gibson

    ()
    (University of Waikato)

  • Mark Holmes

    ()
    (University of Waikato)

Abstract

This paper uses a novelty dataset of poor households in peri-urban areas in Vietnam to estimate impacts of small loans on child schooling. The Probit and Negative Binomial model estimates roughly indicate no strong evidence of the effect, especially of informal credit. Formal credit is likely to have positive impacts on child schooling, but its effect is not strong enough to be conclusive. The paper suggests that to obtain the target of sustainable poverty reduction, easing access to formal credit sources as well as exempting tuition and other school fees are necessary to keep poor children at schools longer.

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File URL: ftp://mngt.waikato.ac.nz/RePEc/wai/econwp/1110.pdf
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Bibliographic Info

Paper provided by University of Waikato, Department of Economics in its series Working Papers in Economics with number 11/10.

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Length: 30 pages
Date of creation: 13 Jun 2011
Date of revision:
Handle: RePEc:wai:econwp:11/10

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Related research

Keywords: school enrolment; education gap; probit; negative binomial model; the poor; child schooling; peri-urban; Vietnam;

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  1. Rajeev H. Dehejia & Sadek Wahba, 2002. "Propensity Score-Matching Methods For Nonexperimental Causal Studies," The Review of Economics and Statistics, MIT Press, vol. 84(1), pages 151-161, February.
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