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Housing affordability and tenure choices: an empirical investigation

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Author Info
Giaccaria Sergio () (University of Turin)
Talarico Antonio ()
Bravi Marina ()

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Abstract

Several empirical studies have established that tenure choice and households mobility decisions are highly correlated (Ozyildirim et al., 2005). In the literature, there have been two methods that have used to estimate tenure choice models. The first uses a sample of recent movers while the second employs a sample of all households. Other approaches are mixed (Painter, 2000). This work refers on the results of an empirical analysis, developed to the urban level, by a sample of movers (renters and homeowners). The main goal is to test if homeownership is systematically preferred to leasing and if the housing affordability effect can be estimated by a tenure choice model. A random utility approach is used to model observed choices of renterswithin and between rent and property markets. The analytical results confirm, as expected, the strong trend to the homeownership for the families of renters. But, in current economic situation, the high value of the rent is systematically associated with a reduced chance of changing for the medium-income households. Monetary estimates of affordable rents are given in the last part of the paper, conditioned to the income level, the family size and the previous and actual level of affordability.

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Publisher Info
Paper provided by University of Turin in its series Department of Economics Working Papers with number 200811.

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Length: 16 pages
Date of creation: Nov 2008
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Handle: RePEc:uto:dipeco:200811

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