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Can Microfinance Reduce Economic Insecurity and Poverty? By How Much and How?

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Author Info
Nazrul Islam
Abstract

The paper suggests that, rather than through its narrow, direct financial impact, microfinance may prove to be more potent in reducing insecurity and poverty through its indirect, broader impact leading to a more egalitarian initial endowment distribution that is necessary for the "take-off" of an equitable growth process. The paper begins by examining the distinctive roles of micro credit, micro savings, and micro insurance programs in dealing with poverty and insecurity, and highlights the complementariness that exists among these programs and how this complementariness can be used to overcome the weaknesses of the individual programs.

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File URL: http://www.un.org/esa/desa/papers/2009/wp82_2009.pdf
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Publisher Info
Paper provided by United Nations, Department of Economics and Social Affairs in its series Working Papers with number 82.

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Length: 22 pages
Date of creation: Oct 2009
Date of revision:
Handle: RePEc:une:wpaper:82

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Related research
Keywords: Poverty; Economic insecurity; Micro credit; Micro savings; Micro insurance; Micro finance; Non Government Organizations (NGO);

Find related papers by JEL classification:
G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Mortgages
G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies
O16 - Economic Development, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment
O17 - Economic Development, Technological Change, and Growth - - Economic Development - - - Formal and Informal Sectors; Shadow Economy; Institutional Arrangements

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This page was last updated on 2009-11-23.


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