This file is part of IDEAS, which uses RePEc data


[ Papers | Articles | Software | Books | Chapters | Authors | Institutions | JEL Classification | NEP reports | Search | New papers by email | Author registration | Rankings | Volunteers | FAQ | Blog | Help! ]

Formal and informal sectors: Interactions between moneylenders and traditional banks in the rural Indian credit market

Author info | Abstract | Publisher info | Download info | Related research | Statistics
Author Info
Orso, Cristina Elisa
Abstract

This paper describes, through a theoretical approach, the interactions between institutional lenders and local moneylenders, and how these affect the rural credit market. It evaluates the effects produced by the introduction of "spillovers" in a rural credit market with rationing in which banks and moneylenders interact simultaneously while working in distinct segments. Due to the strong and consolidated social ties, it is probable that the spread of knowledge concerning potential debtors comes about in targeted and rapid way with reduced costs for the lenders as well.

Download Info
To download:

If you experience problems downloading a file, check if you have the proper application to view it first. Information about this may be contained in the File-Format links below. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

File URL: http://polis.unipmn.it/pubbl/RePEc/uca/ucapdv/orso151.pdf
File Format: application/pdf
File Function:
Download Restriction: no

Publisher Info
Paper provided by Department of Public Policy and Public Choice - POLIS in its series P.O.L.I.S. department's Working Papers with number 135.

Download reference. The following formats are available: HTML (with abstract), plain text (with abstract), BibTeX, RIS (EndNote, RefMan, ProCite), ReDIF
Length: 23 pages
Date of creation: Oct 2009
Date of revision:
Handle: RePEc:uca:ucapdv:135

Contact details of provider:
Web page: http://polis.unipmn.it/index.html

For technical questions regarding this item, or to correct its listing, contact: (Lucia Padovani).

Related research
Keywords:

Other versions of this item:

Find related papers by JEL classification:
G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Mortgages
O17 - Economic Development, Technological Change, and Growth - - Economic Development - - - Formal and Informal Sectors; Shadow Economy; Institutional Arrangements
O19 - Economic Development, Technological Change, and Growth - - Economic Development - - - International Linkages to Development; Role of International Organizations

This paper has been announced in the following NEP Reports:

References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
  1. Migheli, Matteo & Scacciati, Francesco, 2009. "How does labor supply react to different tax rates? A field inquiry," P.O.L.I.S. department's Working Papers 124, Department of Public Policy and Public Choice - POLIS. [Downloadable!]
  2. Basu, Santonu, 1997. "Why institutional credit agencies are reluctant to lend to the rural poor: A theoretical analysis of the Indian rural credit market," World Development, Elsevier, vol. 25(2), pages 267-280, February. [Downloadable!] (restricted)
  3. Migheli, Matteo, 2009. "Sharing the pie: the Lutheran is neither opportunistic nor generous," P.O.L.I.S. department's Working Papers 133, Department of Public Policy and Public Choice - POLIS. [Downloadable!]
  4. Galli, Emma & Ricciuti, Roberto, 2009. "Sulla political economy del deficit pubblico nell'Italia liberale," P.O.L.I.S. department's Working Papers 127, Department of Public Policy and Public Choice - POLIS. [Downloadable!]
  5. Migheli, Matteo, 2009. "Religiosity and happiness: an ever-winning couple? An answer from India," P.O.L.I.S. department's Working Papers 126, Department of Public Policy and Public Choice - POLIS. [Downloadable!]
  6. Migheli, Matteo, 2009. "Assessing trust through social capital? A possible experimental answer," P.O.L.I.S. department's Working Papers 119, Department of Public Policy and Public Choice - POLIS. [Downloadable!]
  7. Migheli, Matteo, 2009. "The two sides of a ghost: Twenty years without the wall," P.O.L.I.S. department's Working Papers 125, Department of Public Policy and Public Choice - POLIS. [Downloadable!]
  8. Privileggi, Fabio, 2008. "On the transition dynamics in endogenous recombinant growth models," P.O.L.I.S. department's Working Papers 120, Department of Public Policy and Public Choice - POLIS. [Downloadable!]
  9. Migheli, Matteo & Ortona, Guido & Ponzano, Ferruccio, 2009. "A preliminary simulative assessment of disproportionality indices," P.O.L.I.S. department's Working Papers 116, Department of Public Policy and Public Choice - POLIS. [Downloadable!]
  10. Ortona, Guido & Ottone, Stefania & Ponzano, Ferruccio & Scacciati, Francesco, 2008. "Some differences in revealed behaviour under different inquiry methods," P.O.L.I.S. department's Working Papers 112, Department of Public Policy and Public Choice - POLIS. [Downloadable!]
  11. Migheli, Matteo & Ortona, Guido, 2009. "Majority, proportionality, governability and factions," P.O.L.I.S. department's Working Papers 122, Department of Public Policy and Public Choice - POLIS. [Downloadable!]
  12. Piero Cavaleri & Michael Keren & Giovanni B. Ramello & Vittorio Valli, 2009. "Publishing an E-Journal on a Shoe String: Is It a Sustainable Project?," Economic Analysis and Policy (EAP), Queensland University of Technology (QUT), School of Economics and Finance, vol. 39(1), pages 89-101, March. [Downloadable!]
    Other versions:
Full references

Statistics
Access and download statistics

Did you know? Each page is provided with a technical contact, in case something is not right with the supplied information. See under "publisher info".

This page was last updated on 2009-11-11.

This information is provided to you by IDEAS at the Department of Economics, College of Liberal Arts and Sciences, University of Connecticut using RePEc data on a server sponsored by the Society for Economic Dynamics.