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Revenu adequat a la retraite : prise en compte de la valeur de la richesse convertie en rente au Canada

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Author Info

  • Lafrance, Amelie
  • Piraino, Patrizio
  • Baldwin, John R.
  • Frenette, Marc

Abstract

Jusqu'a maintenant, les discussions portant sur le caractere adequat des pensions des Canadiens ages ont ete fondees sur le taux de diminution du revenu avec l'age, soit le taux de remplacement du revenu ou le ratio du revenu apres la retraite au revenu avant la retraite. Pour utiliser les flux de revenu afin d'evaluer le bien-etre apres la retraite, il faut une norme par rapport a laquelle determiner le caractere adequat des taux de remplacement. Etant donne qu'on peut s'attendre a ce que certaines depenses (par exemple, celles liees au travail) diminuent apres la retraite, un flux de revenu a la baisse n'est pas necessairement synonyme de problemes financiers pour les personnes agees. Qui plus est, le revenu tel qu'il est mesure habituellement saisit une partie seulement du revenu dont disposent les personnes agees si les menages possedent des actifs qui ne sont pas utilises a la retraite pour produire le revenu mesure. Dans la presente etude, nous utilisons une mesure differente appelee

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Bibliographic Info

Paper provided by Statistics Canada, Direction des etudes analytiques in its series Serie de documents de recherche sur l'analyse economique (AE) with number 2011074f.

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Date of creation: 21 Nov 2011
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Handle: RePEc:stc:stcp5f:2011074f

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Related research

Keywords: Families; households and housing; Household assets; debts and wealth; Household; family and personal income; Income; pensions and wealth; Income; pensions; spending and wealth; Seniors;

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