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Acces a un regime de pension et taux de remplacement des gains chez les couples canadiens


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  • Schellenberg, Grant
  • Ostrovsky, Yuri


Le present document propose une comparaison des taux de remplacement des gains obtenus a la retraite par un echantillon de couples maries et en union libre, dont le mari etait age de 55 a 57 ans en 1991. Cette comparaison se fonde sur des donnees de la banque de Donnees administratives longitudinales (DAL). L'accent est mis sur les resultats des couples dont un ou les deux conjoints avaient un regime de pension agree (RPA) et des couples sans RPA. Les taux de remplacement des gains obtenus par les couples sans RPA sont davantage disperses que ceux des couples ayant un RPA. Lorsque observes au point median de la distribution des gains avant la retraite, on constate que les taux medians de remplacement des gains des couples sans RPA sont de 3 a 6 points de pourcentage plus faibles que ceux des couples ayant un RPA. Par contre, les taux moyens de remplacement des gains des couples sans RPA sont generalement de 6 a 12 points de pourcentage plus eleves que ceux des couples ayant un RPA.

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Bibliographic Info

Paper provided by Statistics Canada, Direction des etudes analytiques in its series Direction des etudes analytiques : documents de recherche with number 2010327f.

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Date of creation: 22 Jul 2010
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Handle: RePEc:stc:stcp3f:2010327f

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Keywords: Income; pensions; spending and wealth; Seniors; Work and retirement;

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