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Ikääntyneiden varallisuus ja sen muuttaminen kulutukseksi

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Author Info
Niku Määttänen
Tarmo Valkonen
Abstract

We study the extent to which retired households in Finland could supplement their mandatory pension benefits by releasing their equity. We also consider the tax treatment of different financial products that turn wealth into an income stream. In addition, we use a life cycle consumption-savings model to study which kind of households’ in Finland would benefit the most from life annuities.

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File URL: http://www.etla.fi/files/2013_Dp1141.pdf
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Publisher Info
Paper provided by The Research Institute of the Finnish Economy in its series Discussion Papers with number 1141.

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Length: 40 pages
Date of creation: 10 Jun 2008
Date of revision:
Handle: RePEc:rif:dpaper:1141

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Related research
Keywords: equity release; taxation; life annuities;

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