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The Future of Charge Card Networks

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  • Litan, Robert E.
  • Pollock, Alex J.

Abstract

The general-purpose charge card is now ubiquitous and largely taken for granted. Annual charge card volume exceeds $5 trillion worldwide. Within the United States, nearly one billion cards are in use (about eight per household), and more than two billion worldwide. But charge cards, or more specifically, the cooperative networks that serve the largest card systems, Visa and MasterCard, are under legal attack through multiple lawsuits and under regulatory challenge in other countries. We trace in this essay multiple possible future 'scenarios'. This focus on possible futures distinguishes our work from many earlier studies of this subject.

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Bibliographic Info

Paper provided by Regulation2point0 in its series Working paper with number 533.

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Date of creation: Feb 2006
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Handle: RePEc:reg:wpaper:533

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Web page: http://regulation2point0.org/

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