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The Term Structure of Interest Rates, Real Activity and Inflation

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Author Info
Philip Lowe (Reserve Bank of Australia)
Abstract

This paper examines, both theoretically and empirically, the relationship between the slope of the yield curve and future changes in real activity and inflation. It argues that the existence of sticky prices allows current and expected future monetary shocks to affect the slope of both the nominal and the real yield curves. Changes in real money balances brought about by monetary policy cause a strong liquidity effect at the short end of the yield curve. This results in changes in real output in the short/medium term which eventually get translated into changes in prices. The empirical results show that the spread between the 10 year Treasury bond and the 180 day bank bill predict the rate of change, over the subsequent one to two years, of a number of measures of real activity. Over both longer and shorter forecast horizons the spread has little predictive power. On the inflation front, the 10 year-180 day yield spread provides significant information about changes in inflation over the medium term (that is between one year and two and three years). Yield spreads between shorter dated securities are found to contain little information concerning future changes in inflation. This supports the view that at the shorter end of the yield curve changes in nominal rates often reflect changes in real rates.

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Paper provided by Reserve Bank of Australia in its series RBA Research Discussion Papers with number rdp9204.

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Date of creation: May 1992
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Handle: RePEc:rba:rbardp:rdp9204

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  1. Atta-Mensah, Joseph & Tkacz, Greg, 1998. "Predicting Canadian Recessions Using Financial Variables: A Probit Approach," Working Papers 98-5, Bank of Canada. [Downloadable!]
  2. Karunaratne, Neil Dias, 2002. "Predicting Australian Growth and Recession Via the Yield Curve," Economic Analysis and Policy (EAP), Queensland University of Technology (QUT), School of Economics and Finance, vol. 32(2), pages 233-250, June Spec. [Downloadable!]
  3. Abbas Valadkhani, 2003. "Does The Term Structure Predict Australia’S Future Output Growth?," School of Economics and Finance Discussion Papers and Working Papers Series 139, School of Economics and Finance, Queensland University of Technology. [Downloadable!]
  4. Jacob Poke & Graeme Wells, 2007. "The Term Spread And Gdp Growth In Australia," CAMA Working Papers 2007-27, Australian National University, Centre for Applied Macroeconomic Analysis. [Downloadable!]
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  5. Colin Simkin, 1998. "About Economic Inequality," Working Papers 9803, University of Sydney, Department of Economics. [Downloadable!]
  6. Malcolm Edey & John Romalis, 1996. "Issues in Modelling Monetary Policy," RBA Research Discussion Papers rdp9604, Reserve Bank of Australia. [Downloadable!]
  7. Nicolas de Roos & Bill Russell, 1996. "Towards an Understanding of Australia's Co-movement with Foreign Business Cycles," RBA Research Discussion Papers rdp9607, Reserve Bank of Australia. [Downloadable!]
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