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Housing Mobility and Downsizing at Older Ages in Britain and the United States

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  • James Banks
  • Richard Blundell
  • Zoe Oldfield
  • James P. Smith

Abstract

This paper examines geographic mobility and housing downsizing at older ages in Britain and America. Americans downsize housing much more than the British largely because Americans are much more mobile. The principal reasons for greater mobility among older Americans are two fold: (1) greater spatial distribution of geographic distribution of amenities (such as warm weather) and housing costs and (2) greater institutional rigidities in subsidized British rental housing providing stronger incentives for British renters not to move. This relatively flat British housing consumption with age may have significant implications for the form and amount of consumption smoothing at older ages.

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Bibliographic Info

Paper provided by RAND Corporation Publications Department in its series Working Papers with number 787.

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Length: 42 pages
Date of creation: Sep 2010
Date of revision:
Handle: RePEc:ran:wpaper:787

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Cited by:
  1. Alessandro Bucciol & Raffaele Miniaci, 2011. "Household Portfolios and Risk Bearing over Age and Time," Working Papers 15/2011, University of Verona, Department of Economics.
  2. James Banks & Elaine Kelly & James P. Smith, 2013. "Spousal Health Effects: the Role of Selection," NBER Chapters, in: Discoveries in the Economics of Aging National Bureau of Economic Research, Inc.

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