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The relationship between the adoption of Internet banking and electronic connectivity: - An international comparison

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Author Info

  • Steven Li
  • Andrew C. Worthington

Abstract

This paper is concerned with the relationship between the adoption rate of Internet banking and electronic connectivity. Electronic connectivity is measured using three components: personal computer connectivity, Internet connectivity and mobile phone connectivity. Regression is used to analyse these relationships for a sample of developed and developing economies. The results indicate that changes in electronic connectivity, however defined, have a significant impact on the adoption rate of Internet banking. The most significant influence on the adoption rate of Internet banking would appear to be the increase in the percentage of the population owning personal computers.

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File URL: http://external-apps.qut.edu.au/business/documents/discussionPapers/2004/DP%20No.%20176%20-%20Li%20&%20Worthington.pdf
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Bibliographic Info

Paper provided by School of Economics and Finance, Queensland University of Technology in its series School of Economics and Finance Discussion Papers and Working Papers Series with number 176.

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Date of creation: 19 May 2004
Date of revision:
Handle: RePEc:qut:dpaper:176

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Postal: GPO Box 2434, BRISBANE QLD 4001
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Web page: http://www.bus.qut.edu.au/faculty/economics/
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Related research

Keywords: Internet banking; Electronic connectivity; Information technology;

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  1. Brian Mantel, 2000. "Why do consumers pay bills electronically? an empirical analysis," Economic Perspectives, Federal Reserve Bank of Chicago, issue Q IV, pages 32-48.
  2. Richard J. Sullivan, 2000. "How has the adoption of Internet banking affected performance and risk in banks?," Financial Industry Perspectives, Federal Reserve Bank of Kansas City, issue Dec, pages 1-16.
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