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The relationship between the adoption of Internet banking and electronic connectivity: - An international comparison

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Author Info
Steven Li
Andrew C. Worthington
Abstract

This paper is concerned with the relationship between the adoption rate of Internet banking and electronic connectivity. Electronic connectivity is measured using three components: personal computer connectivity, Internet connectivity and mobile phone connectivity. Regression is used to analyse these relationships for a sample of developed and developing economies. The results indicate that changes in electronic connectivity, however defined, have a significant impact on the adoption rate of Internet banking. The most significant influence on the adoption rate of Internet banking would appear to be the increase in the percentage of the population owning personal computers.

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File URL: http://www.bus.qut.edu.au/faculty/schools/economics/documents/discussionPapers/2004/DP%20No.%20176%20-%20Li%20&%20Worthington.pdf
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Publisher Info
Paper provided by School of Economics and Finance, Queensland University of Technology in its series School of Economics and Finance Discussion Papers and Working Papers Series with number 176.

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Date of creation: 19 May 2004
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Handle: RePEc:qut:dpaper:176

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Web page: http://www.bus.qut.edu.au/faculty/schools/economics/
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Related research
Keywords: Internet banking Electronic connectivity Information technology

References listed on IDEAS
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  1. Richard J. Sullivan, 2000. "How has the adoption of Internet banking affected performance and risk in banks?," Financial Industry Perspectives, Federal Reserve Bank of Kansas City, issue Dec, pages 1-16. [Downloadable!]
  2. Brian Mantel, 2000. "Why do consumers pay bills electronically? an empirical analysis," Economic Perspectives, Federal Reserve Bank of Chicago, issue Q IV, pages 32-48. [Downloadable!]
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This page was last updated on 2008-8-12.

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