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Heterogeneity in Intra-Monthly Consumption Patterns, Self-Control, and Savings at Retirement

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Author Info
Giovanni Mastrobuoni (Princeton University)
Matthew Weinberg (University of Georgia)
Abstract

Using data from the Continuing Survey of Food Intake by Individuals, this paper describes the shape of consumption profiles over the month for Social Security benefit recipients. Individuals with income mostly made up of Social Security benefits and who have some savings smooth consumption over the pay period, while individuals with little savings consume 25 percent fewer calories the week before checks are received relative to the week after checks are received. The findings for individuals with little savings are inconsistent with the Permanent Income/Lifecycle Hypothesis, but are consistent with hyperbolic discounting.

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Paper provided by Princeton University, Department of Economics, Center for Economic Policy Studies. in its series Working Papers with number 65.

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Date of creation: Jan 2007
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Handle: RePEc:pri:cepsud:65

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