Does Micro-credit Program in Bangladesh Increase Household’s Ability to Deal with Economic Hardships?
AbstractIt is often argued that micro-credit program intervention at the grassroots level increases the ability of the poor to deal with crises. This paper examines the relationship between households’ involvement in micro-credit programs and their capacities to deal with economic hardships by focussing on BRAC, one of the largest micro-credit providers in Bangladesh. Using RAND data collected in one region of rural Bangladesh, the paper addresses a key question: Do micro-credit programs increase the ability of the poor to deal with crises? The findings in this paper indicate that BRAC’s micro-credit program in Bangladesh may increase participating households’ abilities to cope with economic hardships but further research to much more systematic information needs to be conducted about micro-credit program before conclusive results can be reached.
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Bibliographic InfoPaper provided by University Library of Munich, Germany in its series MPRA Paper with number 6678.
Date of creation: 10 Jan 2008
Date of revision:
Micro-credit; Economic Hardships; Rural Bangladesh;
Find related papers by JEL classification:
- I31 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General Welfare, Well-Being
- I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs
This paper has been announced in the following NEP Reports:
- NEP-AGR-2008-01-12 (Agricultural Economics)
- NEP-ALL-2008-01-12 (All new papers)
- NEP-CWA-2008-01-12 (Central & Western Asia)
- NEP-MFD-2008-01-12 (Microfinance)
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Jonathan Morduch, 1998. "Does Microfinance Really Help the Poor? New Evidence from Flagship Programs in Bangladesh," Working Papers, Princeton University, Woodrow Wilson School of Public and International Affairs, Research Program in Development Studies. 198, Princeton University, Woodrow Wilson School of Public and International Affairs, Research Program in Development Studies..
- Hermes, Niels & Lensink, Robert, 2011. "Microfinance: Its Impact, Outreach, and Sustainability," World Development, Elsevier, Elsevier, vol. 39(6), pages 875-881, June.
- Becchetti, Leonardo & Castriota, Stefano, 2011. "Does Microfinance Work as a Recovery Tool After Disasters? Evidence from the 2004 Tsunami," World Development, Elsevier, Elsevier, vol. 39(6), pages 898-912, June.
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