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Taxing owner-occupied housing: comparing the Netherlands to other European Union countries

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Author Info
van der Hoek, M. Peter
Radloff, Sarah. E.

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Abstract

This paper compares owner-occupied housing tax regimes in the Netherlands and the other countries in the EU-15. The Nether-lands appears to stand apart in two respects. First, in Luxembourg and the Netherlands owner-occupiers have to include an imputed rental income in their taxable income. Second, in the Netherlands, the tax-deductibility of mortgage interest payments is almost unre-stricted. The tax regime of owner-occupied homes increasingly erodes the personal income tax base in the Netherlands, so that higher tax rates are needed to collect a given amount of revenue. However, elimination or reduction of the mortgage interest deduction can only be realized gradually. Due to a lack of data both within the various tax regimes and across time periods, a comprehensive multivariate time-series comparison among the various tax regimes in the EU-15 is not pos-sible. Thus, the statistical analysis is limited to bivariate compari-sons.

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Publisher Info
Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 5876.

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Date of creation: 2007
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Publication status: Published in Public Finance and Management 4.7(2007): pp. 393-421
Handle: RePEc:pra:mprapa:5876

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Related research
Keywords: owner-occupied housing mortgage interest deduction imputed rental income

Find related papers by JEL classification:
H2 - Public Economics - - Taxation, Subsidies, and Revenue

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References listed on IDEAS
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  1. Poterba, James M, 1984. "Tax Subsidies to Owner-occupied Housing: An Asset-Market Approach," The Quarterly Journal of Economics, MIT Press, vol. 99(4), pages 729-52, November. [Downloadable!] (restricted)
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  2. Meen, Geoffrey, 2002. "The Time-Series Behavior of House Prices: A Transatlantic Divide?," Journal of Housing Economics, Elsevier, vol. 11(1), pages 1-23, March. [Downloadable!] (restricted)
  3. Börsch-Supan, Axel & Eymann, Angelika, 0000. "Household Portfolios in Germany," Sonderforschungsbereich 504 Publications 00-15, Sonderforschungsbereich 504, Universität Mannheim & Sonderforschungsbereich 504, University of Mannheim. [Downloadable!]
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