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Micro credit and women's agency: a comparative perspective across socio-religious communities in West Bengal, India

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  • Kundu, AMIT

Abstract

The paper explores the impact of a government sponsored microcredit program in India on women's decision-making agency across different socio-religious communities. The paper shows that women's participation in the Swarnajayanti Gram Swarojgar Yojona (SGSY) has resulted in varied patterns of decision-making across socio-religious communities (SRC) in four areas chosen for inquiry: (a) Money Management, (b) Food item (c) Use of borrowed money and (d) Kinship and family matters. The likelihood of taking ‘female only’ decision than that of ‘male only’ decision has increased among participating households irrespective of caste and creed compared to control group. Men control decisions in money management in both treatment and control households. In other three spheres women of participating households have a greater say compared to control group.

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Bibliographic Info

Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 39632.

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Date of creation: 10 May 2011
Date of revision: 06 Oct 2011
Publication status: Published in Gender, Technology and Development March, 2012.Vol.16(2012): pp. 71-94
Handle: RePEc:pra:mprapa:39632

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Related research

Keywords: Micro Credit; SGSY; Women’s Participation; Gender Roles; Decision Making Agency; Multinomial Logit Model;

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  1. Bina Agarwal, 1997. "''Bargaining'' and Gender Relations: Within and Beyond the Household," Feminist Economics, Taylor & Francis Journals, vol. 3(1), pages 1-51.
  2. John Bound & David A. Jaeger & Regina Baker, 1993. "The Cure Can Be Worse than the Disease: A Cautionary Tale Regarding Instrumental Variables," NBER Technical Working Papers 0137, National Bureau of Economic Research, Inc.
  3. Beatriz Armendáriz de Aghion & Jonathan Morduch, 2000. "Microfinance Beyond Group Lending," The Economics of Transition, The European Bank for Reconstruction and Development, vol. 8(2), pages 401-420, July.
  4. Erica Field & Seema Jayachandran & Rohini Pande, 2010. "Do Traditional Institutions Constrain Female Entrepreneurship? A Field Experiment on Business Training in India," American Economic Review, American Economic Association, vol. 100(2), pages 125-29, May.
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