Determinants of banking outreach: An empirical assessment of Indian states
AbstractThe paper explores the factors influencing banking outreach. Using time series data on Indian states for 1973-2004, the analysis indicates a divergence across states in terms of the outreach of formal finance over time, ceteris paribus. The findings also uncover an important role of literacy and physical infrastructure. As well, the findings also point to the fact that the spread and use of banking services can be adversely affected by unfavorable labor regulations. Robustness tests reinforce these findings.
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Bibliographic InfoPaper provided by University Library of Munich, Germany in its series MPRA Paper with number 38650.
Date of creation: 2011
Date of revision:
Publication status: Published in Journal of Developing Areas 2.46(2012): pp. 269-295
banking outreach; sub-national; India;
Find related papers by JEL classification:
- D31 - Microeconomics - - Distribution - - - Personal Income and Wealth Distribution
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
This paper has been announced in the following NEP Reports:
- NEP-ALL-2012-05-15 (All new papers)
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