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E-commerce settles for established payment systems: Limited market potential for innovative payment systems

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Author Info
Heng, Stefan

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Abstract

Established payment systems play a dominant role also in B2C e-commerce. Innovative payment systems can only be a success here if they pay attention to the particular features of e-commerce, convey the worth of their value-adding unique selling proposition and enjoy the support of established e-shops or financial service providers. However, apart from rare cases the conventional payment systems leave little room for the innovative systems. This holds all the more since the conventional payment systems are responding to the new demands of B2C e-commerce.

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File URL: http://mpra.ub.uni-muenchen.de/3251/
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Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 3251.

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Date of creation: 14 May 2007
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Handle: RePEc:pra:mprapa:3251

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Related research
Keywords: Information- and communication technology ICT E-Business E-Commerce B2C-E-Commerce Internet e-payments

Find related papers by JEL classification:
O33 - Economic Development, Technological Change, and Growth - - Technological Change - - - Technological Change: Choices and Consequences; Diffusion Processes
O14 - Economic Development, Technological Change, and Growth - - Economic Development - - - Industrialization; Manufacturing and Service Industries; Choice of Technology
E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
G29 - Financial Economics - - Financial Institutions and Services - - - Other
E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers

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