Microfinance: Champion in Poverty Alleviation and Failure in Female Empowerment
AbstractIn the past few years the provision of financial services to low-income clients via microfinance programs has drastically increased due to its positive effects on development. There are plenty of policy concerns surrounding the triad of microfinance, poverty reduction, and female empowerment. Microfinance programs provide an effective and operational policy tool which is successful in reducing poverty »holistically,« in the sense that women tend to share their income with others more than men. However, the rigidity of microfinance programs does little to enhance female political empowerment. Thus, it is important to go beyond the mainly economics-centred literature and to draw on examples from less developed countries and to propose ways of overcoming the programs’ weaknesses. As a result, a positive correlation between targeting women with microfinance programs has to be found that consistently decreases overall poverty.
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Bibliographic InfoPaper provided by University Library of Munich, Germany in its series MPRA Paper with number 32413.
Date of creation: 01 Jul 2011
Date of revision:
Publication status: Published in Internationale Politik und Gesellschaft 3-2011.3(2011): pp. 134-144
Microfinance ; Empowerment ; Limits ; Targeting;
Find related papers by JEL classification:
- B21 - Schools of Economic Thought and Methodology - - History of Economic Thought since 1925 - - - Microeconomics
- D63 - Microeconomics - - Welfare Economics - - - Equity, Justice, Inequality, and Other Normative Criteria and Measurement
- A14 - General Economics and Teaching - - General Economics - - - Sociology of Economics
This paper has been announced in the following NEP Reports:
- NEP-ALL-2011-08-02 (All new papers)
- NEP-HME-2011-08-02 (Heterodox Microeconomics)
- NEP-MFD-2011-08-02 (Microfinance)
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Amin, S. & Rai, A.S. & Topa, G., 1999.
"Does Microcredit Reach the Poor and Vulnerable? Evidence from Northern Bangldesh,"
99-06, C.V. Starr Center for Applied Economics, New York University.
- Amin, Sajeda & Rai, Ashok S. & Topa, Giorgio, 2003. "Does microcredit reach the poor and vulnerable? Evidence from northern Bangladesh," Journal of Development Economics, Elsevier, vol. 70(1), pages 59-82, February.
- Amin, S. & Rai, A.S. & Topa, G., 2000. "Does Microcredit Reach the Poor and Vulnerable? Evidence from Nothern Bangladesh," Papers 28, Chicago - Graduate School of Business.
- Sajeda Amin & Ashok S. Rai & Giorgio Topa, 1999. "Does Microcredit Reach the Poor and Vulnerable? Evidence from Northern Bangladesh," CID Working Papers 28, Center for International Development at Harvard University.
- Alwang, Jeffrey & Siegel, Paul B. & Jorgensen, Steen L., 2001. "Vulnerability : a view from different disciplines," Social Protection Discussion Papers 23304, The World Bank.
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