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Odstraňování legislativních bariér na trzích hypotečních a spotřebitelských úvěrů
[Reduction of legislative barriers on consumer and mortgage loan markets]

Author

Listed:
  • Pavla, Vodová

Abstract

The aim of this article is to characterise the process of consumer and mortgage loans legislative harmonization as a part of reduction of credit market integration barriers. The harmonization of consumer credit market law is a long-term process in European Union. For mortgage loan markets, the harmonization of legislation is at the beginning. For both types of loans, the principles of responsible lending are highly important.

Suggested Citation

  • Pavla, Vodová, 2009. "Odstraňování legislativních bariér na trzích hypotečních a spotřebitelských úvěrů [Reduction of legislative barriers on consumer and mortgage loan markets]," MPRA Paper 25252, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:25252
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    File URL: https://mpra.ub.uni-muenchen.de/25252/1/MPRA_paper_25252.pdf
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    More about this item

    Keywords

    integrace úvěrových trhů; hypoteční úvěr; spotřebitelský úvěr; směrnice; odpovědné úvěrování;
    All these keywords.

    JEL classification:

    • G15 - Financial Economics - - General Financial Markets - - - International Financial Markets
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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