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The Electronic Payment System as an e-commerce enabler: The Macedonian perspective

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  • Abdullai, Besim

Abstract

The payment system represents a sum of instruments, procedures and infrastructure for money transfer. It is of great importance for all economic agents since it enables fast and efficient payments in the national economy as well as internationally. Electronic payment system functionality is measured through analysis of the transactions committed, structure of the electronic instruments available within a country, and payment instruments used during payment of purchased or ordered products or services. The use of Electronic Payment Instruments in Macedonia is growing steadily, which shows that the EPS system in this country is continually growing and is in some extend well organized, people are friendly to ICT and conduct electronic transactions easily. E-banking activities in Macedonia started, but remain in low levels; which is a fact for e-commerce activities in general.

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Bibliographic Info

Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 13994.

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Date of creation: Jan 2009
Date of revision: Mar 2009
Publication status: Published in Proceedings of the International Conference: Economic & Social Challenges and Problems, Faculty of Economics, University of Tirana, Albania December, 2008.IV(2008): pp. 33-73
Handle: RePEc:pra:mprapa:13994

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Keywords: e-commerce; Electronic Payment Systems; Electronic Payment Instruments;

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  1. Wilko Bolt & David Humphrey & Roland Uittenbogaard, 2005. "The effect of transaction pricing on the adoption of electronic payments: a cross-country comparison," Working Papers 05-28, Federal Reserve Bank of Philadelphia.
  2. repec:fth:bfdipa:17/00 is not listed on IDEAS
  3. Leinonen, Harry, 2000. "Re-engineering Payment Systems for the E-world," Research Discussion Papers 17/2000, Bank of Finland.
  4. David Humphrey & Magnus Willesson & Goran Bergendahl & Ted Lindblom, 2003. "Cost savings from electronic payments and ATMs in Europe," Working Papers 03-16, Federal Reserve Bank of Philadelphia.
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