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Housing Policy, Strategy and Recent Developments in Market-based Housing Finance

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  • Llanto, Gilberto M.
  • Basilio, Leilanie Q.

Abstract

The paper discusses current government attempts to shift to market-based housing finance in the context of the past performance of the government's housing policy and strategy. It focuses on the interventions intended to provide access to the low-income groups that have been commonly excluded from formal housing credit markets. It analyzes some of the main constraints faced by low-cost housing in accessing mainstream finance, e.g., perceived affordability problems, credit risks and information asymmetry. The paper then draws attention to recent developments in market-based housing finance that can inform the government's financing strategy.

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File URL: http://serp-p.pids.gov.ph/serp-p/download.php?d=24&s=3
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Bibliographic Info

Paper provided by Philippine Institute for Development Studies in its series Discussion Papers with number DP 1999-20.

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Length: 41
Date of creation: 1999
Date of revision:
Handle: RePEc:phd:dpaper:dp_1999-20

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Keywords: housing finance;

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