Voluntary Private Health Care Insurance Among the Over Fifties in Europe: A Comparative Analysis of SHARE Data
AbstractUsing data from SHARE (Survey of Health, Ageing and Retirement in Europe), we analyze the effect of having a voluntary health insurance policy (VPHI) on out-of-pocket (OOP) health spending for individuals aged 50 or more in a host of European countries. We control for self selection into VPHI policy holding, and find that VPHI policy holders do not have lower OOP's than the rest of the population. In Southern European countries and Austria they even spend more. We also find that the main determinants of VPHI are different in each country and this reflects the differences in the underlying health care systems.
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Bibliographic InfoPaper provided by Dipartimento di Scienze Economiche "Marco Fanno" in its series "Marco Fanno" Working Papers with number 0086.
Length: 32 pages
Date of creation: Oct 2008
Date of revision:
This paper has been announced in the following NEP Reports:
- NEP-AGE-2008-11-04 (Economics of Ageing)
- NEP-ALL-2008-11-04 (All new papers)
- NEP-EEC-2008-11-04 (European Economics)
- NEP-HEA-2008-11-04 (Health Economics)
- NEP-IAS-2008-11-04 (Insurance Economics)
- NEP-TRA-2008-11-04 (Transition Economics)
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- Loretti I. Dobrescu, 2012. "To love or to pay: Savings and health care in older age," Discussion Papers 2012-51, School of Economics, The University of New South Wales.
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