Individual health insurance within the family : can subsidies promote family coverage?
AbstractThis paper examines the role of price in health insurance coverage decisions within the family to guide policy in promoting whole family coverage. We analyze the factors that affect individual health insurance coverage among families, and explore family decisions about whom to cover and whom to leave uninsured. The analysis uses household data from California combined with abstracted individual health plan benefit and premium data. We find that premium subsidies for individual insurance would increase family coverage; however, their effect likely would be small relative to their implementation cost.
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Bibliographic InfoPaper provided by University College Dublin in its series Open Access publications from University College Dublin with number urn:hdl:10197/266.
Date of creation: 2007
Date of revision:
Publication status: Published in Inquiry (2007) v.44, p.303-320
Contact details of provider:
Web page: http://www.ucd.ie
Health insurance; Insurance coverage; Families & family life; Subsidies; Decision making; Prices;
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