The role of health insurance in joint retirement among married couples
AbstractBecause the near-elderly have high expected medical expenditures, availability of health insurance is an important factor in their retirement decisions. Using Health and Retirement Study data collected in 1992-2002, the authors of this study investigate whether access to employer-provided retiree health insurance enabled dual working couples to time their retirement together--a behavior called "joint retirement." They find that when wives had employer-provided retiree health insurance, the likelihood of joint retirement more than doubled. The effect of retiree health insurance on overall employment patterns, in contrast, was modest: estimates indicate that a hypothetical change from universal availability of such insurance to its universal unavailability would have increased employment levels by only two percentage points.
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Bibliographic InfoPaper provided by University College Dublin in its series Open Access publications from University College Dublin with number urn:hdl:10197/257.
Date of creation: Apr 2007
Date of revision:
Publication status: Published in Industrial and Labor Relations Review (2007-04) v.60, p.397-407
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Web page: http://www.ucd.ie
Health insurance; Joint retirement;
Other versions of this item:
- Kanika Kapur & Jeannette Rogowski, 2007. "The Role of Health Insurance in Joint Retirement among Married Couples," Industrial and Labor Relations Review, ILR Review, Cornell University, ILR School, vol. 60(3), pages 397-407, April.
- Kanika Kapur & Jeannette Rogowski, 2006. "The Role of Health Insurance in Joint Retirement among Married Couples," Working Papers 200614, School Of Economics, University College Dublin.
- I1 - Health, Education, and Welfare - - Health
- J32 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Nonwage Labor Costs and Benefits; Private Pensions
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