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Homeownership in the Immigrant Population

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  • George J. Borjas

Abstract

This paper analyzes the determinants of homeownership in immigrant households over the 1980-2000 period. The study finds that immigrants have lower homeownership rates than natives and that the homeownership gap widened significantly during that period. The differential location decisions of immigrant and native households, as well as the changing national origin mix of the immigrant population, helps explain much of the homeownership gap. The evidence also indicates that the growth of ethnic enclaves in major American cities could become an important factor in increasing immigrant demand for owner-occupied housing in many metropolitan areas.

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Bibliographic Info

Paper provided by National Bureau of Economic Research, Inc in its series NBER Working Papers with number 8945.

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Date of creation: May 2002
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Publication status: published as Borjas, George J. "Homeownership In The Immigrant Population," Journal of Urban Economics, 2002, v52(3,Nov), 448-476.
Handle: RePEc:nbr:nberwo:8945

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  1. Borjas, George J, 1985. "Assimilation, Changes in Cohort Quality, and the Earnings of Immigrants," Journal of Labor Economics, University of Chicago Press, vol. 3(4), pages 463-89, October.
  2. Lauren Krivo, 1995. "Immigrant characteristics and Hispanic-Anglo housing inequality," Demography, Springer, vol. 32(4), pages 599-615, November.
  3. Cutler, David M & Glaeser, Edward L, 1997. "Are Ghettos Good or Bad?," The Quarterly Journal of Economics, MIT Press, vol. 112(3), pages 827-72, August.
  4. George J. Borjas, 1992. "National Origin and the Skills of Immigrants in the Postwar Period," NBER Chapters, in: Immigration and the Workforce: Economic Consequences for the United States and Source Areas, pages 17-48 National Bureau of Economic Research, Inc.
  5. Gyourko, Joseph & Linneman, Peter, 1996. "Analysis of the Changing Influences on Traditional Households' Ownership Patterns," Journal of Urban Economics, Elsevier, vol. 39(3), pages 318-341, May.
  6. Stuart S. Rosenthal & John V. Duca & Stuart A. Gabriel, 1987. "Credit rationing and the demand for owner-occupied housing," Working Paper Series / Economic Activity Section 79, Board of Governors of the Federal Reserve System (U.S.).
  7. George J. Borjas, 1994. "The Economics of Immigration," Journal of Economic Literature, American Economic Association, vol. 32(4), pages 1667-1717, December.
  8. Rachel M. Friedberg & J. Hunt, 1995. "The Impact of Immigrants on Host Country Wages, Employment and Growth," Working Papers 95-5, Brown University, Department of Economics.
  9. Albert Saiz, 2003. "Room in the Kitchen for the Melting Pot: Immigration and Rental Prices," The Review of Economics and Statistics, MIT Press, vol. 85(3), pages 502-521, August.
  10. Dowell Myers & Seong Lee, 1996. "Immigration cohorts and residential overcrowding in southern California," Demography, Springer, vol. 33(1), pages 51-65, February.
  11. Ihlanfeldt, Keith Ray, 1981. "An empirical investigation of alternative approaches to estimating the equilibrium demand for housing," Journal of Urban Economics, Elsevier, vol. 9(1), pages 97-105, January.
  12. Evans, William N & Oates, Wallace E & Schwab, Robert M, 1992. "Measuring Peer Group Effects: A Study of Teenage Behavior," Journal of Political Economy, University of Chicago Press, vol. 100(5), pages 966-91, October.
  13. Coulson, N. Edward, 1999. "Why Are Hispanic- and Asian-American Homeownership Rates So Low?: Immigration and Other Factors," Journal of Urban Economics, Elsevier, vol. 45(2), pages 209-227, March.
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