List Randomization for Sensitive Behavior: An Application for Measuring Use of Loan Proceeds
AbstractPolicymakers and microfinance institutions (MFIs) often claim to target poor entrepreneurs who then invest loan proceeds in their businesses. Typically in nonresearch settings these claims are assessed using readily available but unverified self-reports from client loan applications. Alternatively, independent surveyors could directly elicit how borrowers spent their loan proceeds. That too, however, could suffer from deliberate misreporting. We use data from the Peru and the Philippines in which independent surveyors elicited loan use both directly (i.e., by asking how individuals spent their loan proceeds) and indirectly (i.e., through a list-randomization technique that allows individuals to hide their answer from the surveyor). We find that direct elicitation under-reports the non-enterprise uses of loan proceeds.
Download InfoIf you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
Bibliographic InfoPaper provided by National Bureau of Economic Research, Inc in its series NBER Working Papers with number 17475.
Date of creation: Oct 2011
Date of revision:
Publication status: published as Karlan, Dean S. & Zinman, Jonathan, 2012. "List randomization for sensitive behavior: An application for measuring use of loan proceeds," Journal of Development Economics, Elsevier, vol. 98(1), pages 71-75.
Contact details of provider:
Postal: National Bureau of Economic Research, 1050 Massachusetts Avenue Cambridge, MA 02138, U.S.A.
Web page: http://www.nber.org
More information through EDIRC
Other versions of this item:
- Karlan, Dean S. & Zinman, Jonathan, 2012. "List randomization for sensitive behavior: An application for measuring use of loan proceeds," Journal of Development Economics, Elsevier, vol. 98(1), pages 71-75.
- B4 - Schools of Economic Thought and Methodology - - Economic Methodology
- D03 - Microeconomics - - General - - - Behavioral Microeconomics; Underlying Principles
- O12 - Economic Development, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development
This paper has been announced in the following NEP Reports:
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Dean Karlan & Jonathan Zinman, 2008. "Lying About Borrowing," Journal of the European Economic Association, MIT Press, vol. 6(2-3), pages 510-521, 04-05.
- McKenzie, David & Siegel, Melissa, 2013.
"Eliciting illegal migration rates through list randomization,"
MERIT Working Papers
023, United Nations University - Maastricht Economic and Social Research Institute on Innovation and Technology (MERIT).
- McKenzie, David & Siegel, Melissa, 2013. "Eliciting Illegal Migration Rates through List Randomization," IZA Discussion Papers 7401, Institute for the Study of Labor (IZA).
- McKenzie, David & Siegel, Melissa, 2013. "Eliciting illegal migration rates through list randomization," Policy Research Working Paper Series 6426, The World Bank.
- David McKenzie & Melissa Siegel, 2013. "Eliciting Illegal migration rates through list randomization," CReAM Discussion Paper Series 1310, Centre for Research and Analysis of Migration (CReAM), Department of Economics, University College London.
- Miller, Margaret & Reichelstein, Julia & Salas, Christian & Zia, Bilal, 2014. "Can you help someone become financially capable ? a meta-analysis of the literature," Policy Research Working Paper Series 6745, The World Bank.
- Julian Jamison, Dean Karlan, Pia Raffler, 2013. "Mixed Method Evaluation of a Passive Health Sexual Information Texting Service in Uganda-Working Paper 332," Working Papers 332, Center for Global Development.
- Jamison, Julian & Karlan, Dean & Raffler, Pia, 2013.
"Mixed Method Evaluation of a Passive mHealth Sexual Information Texting Service in Uganda,"
116, Yale University, Department of Economics.
- Julian C. Jamison & Dean Karlan & Pia Raffler, 2013. "Mixed Method Evaluation of a Passive mHealth Sexual Information Texting Service in Uganda," NBER Working Papers 19107, National Bureau of Economic Research, Inc.
- Julian Jamison & Dean Karlan & Pia Raffler, 2013. "Mixed Method Evaluation of a Passive mHealth Sexual Information Testing Service in Uganda," Working Papers 1025, Economic Growth Center, Yale University.
- Clarke, George, 2012. "Do reticent managers lie during firm surveys?," MPRA Paper 37634, University Library of Munich, Germany.
- Alberto Chong & Marco Gonzalez-Navarro & Dean Karlan & Martin Valdivia, 2013. "Effectiveness and Spillovers of Online Sex Education: Evidence from a Randomized Evaluation in Colombian Public Schools," NBER Working Papers 18776, National Bureau of Economic Research, Inc.
- Fafchamps, Marcel & McKenzie, David & Quinn, Simon & Woodruff, Christopher, 2014. "Microenterprise growth and the flypaper effect: Evidence from a randomized experiment in Ghana," Journal of Development Economics, Elsevier, vol. 106(C), pages 211-226.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: ().
If references are entirely missing, you can add them using this form.