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Automobile Insurance Ratemaking In The Presence Of Asymmetric Information

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  • DIONNE, G.
  • VANASSE, C.

Abstract

Nous Montrons Que la Methodologie Utilisee Pour Integrer les Deux Approches Peut Etre Incoherente. Nous Proposons on Modele Statistique Qui Integre Adequatement les Deux Approches. Nous Presentons des Modeles de Poisson et de Binomiale Negative Avec Composantes de Regression Afin D'utiliser Toute L'information Disponible Lors de L'estimation de la Distribution des Accidents. Nous Proposons un Systeme Bonus-Malus Qui Tient Compte de L'information a Priori et a Posteriori Sur les Individus. Nous Derivons Ensuite des Tables de Primes D'assurances En Fonction des Periodes, des Accidents Passes et des Variables Significatives des Regressions. Nos Resultats Statistiques Sont Obtenus a Partir D'un Echantillon de 19 013 Conducteurs du Quebec.
(This abstract was borrowed from another version of this item.)

Suggested Citation

  • Dionne, G. & Vanasse, C., 1988. "Automobile Insurance Ratemaking In The Presence Of Asymmetric Information," Cahiers de recherche 8834, Centre interuniversitaire de recherche en économie quantitative, CIREQ.
  • Handle: RePEc:mtl:montec:8834
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    Keywords

    risk ; insurance;

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