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Risk and regulation of financial groups and conglomerates

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Author Info
Edit Horváth (Magyar Nemzeti Bank)
Anikó Szombati () (Magyar Nemzeti Bank)
Abstract

Recent financial market trends, such as convergence and the spread of conglomerates have changed the nature and structure of the financial sector’s risk profile. The paper investigates this issue from a regulatory policy aspect. Regulatory failures in the 1990s (BCCI, Barings) and the development of the market demonstrate that even „best regulatory practice” does not fulfil the requirements of transparency and efficiency. We investigate the improvement of prudential legislation for financial groups on the example of EU legislation, summarize recommendations made by international forums, and present existing regulatory frameworks in certain countries. In the light of these we address major lacuna in the relevant Hungarian legislation, even going beyond requirements in the field of EU harmonization.

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File URL: http://english.mnb.hu/Resource.aspx?ResourceID=mnbfile&resourcename=op2002_25
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Publisher Info
Paper provided by Magyar Nemzeti Bank (The Central Bank of Hungary) in its series MNB Occasional Papers with number 2002/25.

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Length: 109 pages
Date of creation: 2002
Date of revision:
Handle: RePEc:mnb:opaper:2002/25

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Web page: http://www.mnb.hu/
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Related research
Keywords: financial convergence; financial conglomerates; prudential regulation; European Union; Hungary.;

Find related papers by JEL classification:
G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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This page was last updated on 2009-12-6.


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