Did the Affordable Care Act's Dependent Coverage Mandate Increase Premiums?
AbstractWe investigate the impact of the Affordable Care Act's dependent coverage mandate on insurance premiums. The expansion of dependent coverage under the ACA allows young adults to remain on their parent's private health insurance plans until the age of 26. We find that the mandate has led to a 2.5-2.8 percent increase in premiums for health insurance plans that cover children, relative to single-coverage plans. We find no evidence that the mandate caused an increase in the amount of the employee contribution for family plans.
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Bibliographic InfoPaper provided by Department of Economics, Louisiana State University in its series Departmental Working Papers with number 2014-07.
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This paper has been announced in the following NEP Reports:
- NEP-ALL-2014-08-16 (All new papers)
- NEP-HEA-2014-08-16 (Health Economics)
- NEP-IAS-2014-08-16 (Insurance Economics)
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