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Household Saving in France: 1984-1998

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  • Madior Fall
  • Christian Loisy
  • Guillaume Talon

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    Abstract

    Two kinds of estimations of household savings are done in this paper : - First we define saving as result of income minus consumption. To do that we use the national accounts to benchmark saving of the Household budget surveys (HBS). More particularly we use subjective information given by households themselves about their financial situation and saving data collected in the survey (life insurance and retirement allowance, housing investment) to ensure a more satisfactory estimation. - Secondly we estimate saving defined as variation on wealth. We use for that financial Assets surveys and also national accounts. In this paper we do cohort and age analysis of savings, and also we attempt to test the life cycle hypothesis on french data with both approaches.

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    File URL: http://www.inra.fr/Internet/Departements/ESR/UR/lea/documents/wp/wp0003.pdf
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    Bibliographic Info

    Paper provided by Laboratoire d'Economie Appliquee, INRA in its series Research Unit Working Papers with number 0003.

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    Length: 27 pages
    Date of creation: Mar 2000
    Date of revision:
    Handle: RePEc:lea:leawpi:0003

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    Phone: 331 43136364
    Fax: 331 43136362
    Web page: http://www.inra.fr/Internet/Departements/ESR/UR/lea/index.html

    Related research

    Keywords: Household budget survey; Financial asset survey; National Accounts;

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