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Prevention of occupational injuries : moral hazard and complex agency relationships

Author

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  • TRONTIN, Christian

    (INRS & LATEC - CNRS - Université de Bourgogne)

  • BEJEAN, Sophie

    (LATEC - CNRS - Université de Bourgogne)

Abstract

Cet article mobilise les résultats de la théorie de l'agence dans l'objectif d'apporter un éclairage nouveau et une grille d'analyse du fonctionnement actuel de la branche accidents du travail et maladies professionnelles de la Sécurité sociale dans sa mission d'incitation à la prévention. Après avoir présenté l'organisation et les particularités de l'assurance des risques professionnels, un premier niveau d'analyse met en évidence la présence d'aléa de moralité dans les relations assureur-entreprise et entreprise-salarié. Un deuxième niveau d'analyse et le recours à des modèles de relations d'agence complexes, modèle multi-tâches et modèle avec tiers, est nécessaire pour prendre en compte l'incidence sur la prévention d'une rémunération indexée sur la productivité ainsi que la présence de superviseurs entre le législateur et l'entreprise. / This paper exploits the results of agency theory with the aim of contributing a new viewpoint and a form for analysis of the current functioning of the occupational injury and disease section of the Social Security system in its mission of providing incentives for prevention. After outlining the organization and specific features of insurance against occupational risks, an initial level of analysis highlights the presence of moral hazard in relations between insurer and company and between company and employee. A second level of analysis and resort to complex agency relationship models, multitask model and third-party model, is necessary to take into account the consequences for occupational injury prevention of wage indexing on productivity and the presence of supervisors between the legislator and the company.

Suggested Citation

  • TRONTIN, Christian & BEJEAN, Sophie, 2001. "Prevention of occupational injuries : moral hazard and complex agency relationships," LATEC - Document de travail - Economie (1991-2003) 2001-07, LATEC, Laboratoire d'Analyse et des Techniques EConomiques, CNRS UMR 5118, Université de Bourgogne.
  • Handle: RePEc:lat:lateco:2001-07
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    Cited by:

    1. Papazoglou, I.A. & Aneziris, O.N. & Bellamy, L.J. & Ale, B.J.M. & Oh, J., 2017. "Multi-hazard multi-person quantitative occupational risk model and risk management," Reliability Engineering and System Safety, Elsevier, vol. 167(C), pages 310-326.
    2. Papazoglou, I.A. & Aneziris, O.N. & Bellamy, L.J. & Ale, B.J.M. & Oh, J., 2017. "Quantitative occupational risk model: Single hazard," Reliability Engineering and System Safety, Elsevier, vol. 160(C), pages 162-173.

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