Mandira Sarma () (Indian Council for Research on International Economic Relations) Yuko Nikaido () (Indian Council for Research on International Economic Relations)
Abstract
In this paper we present an analytical review of the capital adequacy regime and the present state of capital to risk-weighted asset ratio (CRAR) of the banking sector in India. In the current regime of Basel I, Indian banking system is performing reasonably well, with an average CRAR of about 12 per cent, which is higher than the internationally accepted level of 8 per cent as well as India's own minimum regulatory requirement of 9 per cent. As the revised capital adequacy norms, Basel II, are being implemented from March 2008, several issues emerge. We examine these issues from the Indian perspective.
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Length: 28 Pages Date of creation: Jul 2007 Date of revision: Handle: RePEc:ind:icrier:196
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