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New Zealand Bank Vulnerabilities in International Perspective

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Author Info
Ray Brooks
Rodrigo Cubero
Abstract

The global financial crisis is creating stress on banking systems across the world through funding and asset quality shocks. This paper combines different stress scenarios, as well as cross-country analysis, to assess New Zealand bank vulnerabilities to the global crisis and the domestic recession. It finds that a sharp worsening of asset quality would be required to reduce bank capital below the regulatory minimum. On the funding side, a disruption to banks' offshore funding may put pressure on the exchange rate, but would not trigger a systemic liquidity problem.

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File URL: http://www.imf.org/external/pubs/ft/wp/2009/wp09224.pdf
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Publisher Info
Paper provided by International Monetary Fund in its series IMF Working Papers with number 09/224.

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Length: 26 pages
Date of creation: 14 Oct 2009
Date of revision:
Handle: RePEc:imf:imfwpa:09/224

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Related research
Keywords: Banking sector ; Banks ; Corporate sector ; Credit risk ; Cross country analysis ; Financial assets ; Financial crisis ; Financial soundness indicators ; Household credit ; Housing prices ; New Zealand ; Private sector ; Risk management ;

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This page was last updated on 2009-12-30.


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