IDEAS home Printed from https://ideas.repec.org/p/iim/iimawp/wp00751.html
   My bibliography  Save this paper

Banking in Backward Regions: Banks-NGO-POOR Interface - Alternatives for Action

Author

Listed:
  • Gupta, Anil K.

Abstract

The problem of improving access of poor to formal banking system in risky ecological regions has acquired added importance in recent times. The ecological imbalances, reduced opportunities for productive investments, fluctuations in outputs, lack of technological break through, seasonal as well as permanent migration, poor infrastructure, multi-enterprise based household survival strategies etc. pose tremendous challenge to designers of accessible organizations. We have taken into account the spatial, seasonal, sectoral dimensions of social stratification while conceptualising the problems of access of poor to natural resources, assurance from the institution and abilities or the skills of the poor to convert access into investments. The socio-ecological paradigm so developed has been used to abstract lessons from six cases of Bank – NGO – Poor interface. While we do not believe that the challenge of developing poor in backward regions can be left primarily on the shoulders of NGOs, we do recognise the need for learning from innovative approaches. The experience of six cases studied by colleagues at IIM and GIAP has been synthesized in this paper. Several policy options identified earlier have been validated while need for some more has also become apparent. It is hoped that NABARD will be able to use insights emerging from this ongoing group research effort to make banking in backward region more accessible to poor.

Suggested Citation

  • Gupta, Anil K., 1987. "Banking in Backward Regions: Banks-NGO-POOR Interface - Alternatives for Action," IIMA Working Papers WP1987-05-01_00751, Indian Institute of Management Ahmedabad, Research and Publication Department.
  • Handle: RePEc:iim:iimawp:wp00751
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Dey, Anamika & Gupta, Anil K. & Singh, Gurdeep, 2019. "Innovation, investment and enterprise: Climate resilient entrepreneurial pathways for overcoming poverty," Agricultural Systems, Elsevier, vol. 172(C), pages 83-90.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:iim:iimawp:wp00751. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: the person in charge (email available below). General contact details of provider: https://edirc.repec.org/data/eciimin.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.