Advanced Search
MyIDEAS: Login

Microcrédito y su Impacto: Un Acercamiento con Datos Chilenos

Contents:

Author Info

  • Francisca Henriquez

    ()
    (Office of Evaluation and Oversight, Inter-American Development Bank, Washington, DC, USA)

Registered author(s):

    Abstract

    Esta investigación busca contribuir empíricamente a la discusión sobre el efecto de las microfinanzas. El estudio presenta una evaluación de impacto del uso intensivo del crédito sobre el desempeño de microempresas chilenas con acceso a este tipo de financiamiento. Los resultados encontrados, utilizando técnicas de matching, muestran efectos deseables sobre la evolución del desempeño de las empresas producto del uso intensivo del crédito, versus la elección de fuentes alternativas de financiamiento. Los impactos encontrados pueden ser asociados a incrementos en bienestar, derivados del mayor empleo demandado y los aumentos en formalidad de las microempresas. Además, el crecimiento en las ventas encontrado puede generar incrementos en ingresos familiares en el corto o largo plazo. A través de la evidencia se constatan los beneficios del acceso y utilización del crédito como estrategia de financiamiento.

    Download Info

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
    File URL: http://idbdocs.iadb.org/WSDocs/getdocument.aspx?docnum=2191165&Cache=True
    Download Restriction: no

    Bibliographic Info

    Paper provided by Inter-American Development Bank, Office of Evaluation and Oversight (OVE) in its series OVE Working Papers with number 0309.

    as in new window
    Length: 30 pages
    Date of creation: Oct 2009
    Date of revision:
    Handle: RePEc:idb:ovewps:0309

    Contact details of provider:
    Postal: 1300 New York Avenue, NW, Washington, DC 20577
    Phone: 202-623-1000
    Email:
    Web page: http://www.iadb.org/ove
    More information through EDIRC

    Related research

    Keywords: Micro-credit; Chile; Impact; Evaluation;

    Find related papers by JEL classification:

    This paper has been announced in the following NEP Reports:

    References

    References listed on IDEAS
    Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
    as in new window
    1. James C. Hanson & Richard E. Just, 2001. "The Potential for Transition to Paid Extension: Some Guiding Economic Principles," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 83(3), pages 777-784.
    2. Birkhaeuser, D. & Everson, R. & Feder, G., 1989. "The Economic Impact Of Agriculture Extension: A Review," Papers 567, Yale - Economic Growth Center.
    3. José Miguel Benavente & Gustavo Crespi & Alessandro Maffioli, 2007. "Public Support to Firm-Level Innovation: An Evaluation of the FONTEC Program," OVE Working Papers 0507, Inter-American Development Bank, Office of Evaluation and Oversight (OVE).
    4. Blundell, Richard & Costa Dias, Monica, 2008. "Alternative Approaches to Evaluation in Empirical Microeconomics," IZA Discussion Papers 3800, Institute for the Study of Labor (IZA).
    5. Inder Ruprah & Luis Marcano, 2009. "Does technical assistance matter? An impact evaluation approach to estimate its value added," Journal of Development Effectiveness, Taylor & Francis Journals, vol. 1(4), pages 507-528.
    6. Bronwyn H. Hall & Alessandro Maffioli, 2008. "Evaluating the Impact of Technology Development Funds in Emerging Economies: Evidence from Latin-America," IDB Publications 24638, Inter-American Development Bank.
    7. Feder, Gershon & Murgai, Rinku & Quizon, Jaime B., 2003. "Sending farmers back to school - the impact of farmer field schools in Indonesia," Policy Research Working Paper Series 3022, The World Bank.
    8. Praneetvatakul, Suwanna & Waibel, Hermann, 2006. "The Impact Of Farmer Field Schools On Pesticide Use And Environment In Thailand," 46th Annual Conference, Giessen, Germany, October 4-6, 2006 14950, German Association of Agricultural Economists (GEWISOLA).
    9. Inder J Ruprah & Luis T Marcano, 2007. "A Meta-Impact Evaluation of Social Housing Programs: The Chilean Case," OVE Working Papers 0207, Inter-American Development Bank, Office of Evaluation and Oversight (OVE).
    10. Alston, Julian M. & Marra, Michele C. & Pardey, Philip G. & Wyatt, T.J., 2000. "Research returns redux: a meta-analysis of the returns to agricultural R&D," Australian Journal of Agricultural and Resource Economics, Australian Agricultural and Resource Economics Society, vol. 44(2), June.
    11. Akobundu, Eberechukwu & Alwang, Jeffrey Roger & Essel, Albert E. & Norton, George W. & Tegene, Abebayehu, 2003. "Does Extension Work? Impacts Of A Program To Assist Limited-Resource Farmers In Virginia," 2003 Annual meeting, July 27-30, Montreal, Canada 22091, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).
    12. Trudy Owens, 2001. "The impact of agricultural extension on farm production in resettlement areas of Zimbabwe," CSAE Working Paper Series 2001-06, Centre for the Study of African Economies, University of Oxford.
    13. Aigner, Dennis & Lovell, C. A. Knox & Schmidt, Peter, 1977. "Formulation and estimation of stochastic frontier production function models," Journal of Econometrics, Elsevier, vol. 6(1), pages 21-37, July.
    14. Godtland, Erin M & Sadoulet, Elisabeth & De Janvry, Alain & Murgai, Rinku & Ortiz, Oscar, 2004. "The Impact of Farmer Field Schools on Knowledge and Productivity: A Study of Potato Farmers in the Peruvian Andes," Economic Development and Cultural Change, University of Chicago Press, vol. 53(1), pages 63-92, October.
    15. Evenson, Robert E., 2001. "Economic impacts of agricultural research and extension," Handbook of Agricultural Economics, in: B. L. Gardner & G. C. Rausser (ed.), Handbook of Agricultural Economics, edition 1, volume 1, chapter 11, pages 573-628 Elsevier.
    16. Bravo-Ureta, Boris E. & Evenson, Robert E., 1994. "Efficiency in agricultural production: The case of peasant farmers in eastern Paraguay," Agricultural Economics, Blackwell, vol. 10(1), pages 27-37, January.
    17. Pavel Luengas & Inder J. Ruprah, 2009. "Should Central Banks Target Happiness?: Evidence from Latin America," IDB Publications 25818, Inter-American Development Bank.
    18. O'Neill, S. & Matthews, A. & Leavy, A, 1999. "Farm Technical Efficiency and Extension," Trinity Economics Papers 9912, Trinity College Dublin, Department of Economics.
    19. Pablo Ibarrarán & Miguel Sarzosa & Yuri Soares, 2008. "The Welfare Impacts of Local Investment Projects: Evidence from the Guatemala FIS," IDB Publications 26318, Inter-American Development Bank.
    20. Maria Alzuá & Pablo Brassiolo, 2006. "The Impact of Training policies in Argentina: An Evaluation of Proyecto Joven," OVE Working Papers 1506, Inter-American Development Bank, Office of Evaluation and Oversight (OVE).
    21. João Alberto De Negri & Mauro Borges Lemos & Fernanda De Negri, 2006. "The Impact of University Enterprise Incentive Program on the Performance and Technological Efforts of Brazilian Industrial Firms," OVE Working Papers 1306, Inter-American Development Bank, Office of Evaluation and Oversight (OVE).
    22. Boris E. Bravo-Ureta & Horacio Cocchi & Daniel Solís, 2006. "Output Diversification among Small-Scale Hillside Farmers in El Salvador," IDB Publications 25778, Inter-American Development Bank.
    23. Fernando Lopez & Alessandro Maffioli, 2008. "Technology Adoption, Productivity and Specialization of Uruguayan Breeders: Evidence from an Impact Evaluation," OVE Working Papers 0708, Inter-American Development Bank, Office of Evaluation and Oversight (OVE).
    24. Anderson, Jock R. & Feder, Gershon, 2007. "Agricultural Extension," Handbook of Agricultural Economics, Elsevier.
    25. Matias Mednik & Cesar M. Rodriguez & Inder J. Ruprah, 2012. "Hysteresis in unemployment: Evidence from Latin America," Journal of International Development, John Wiley & Sons, Ltd., vol. 24(4), pages 448-466, 05.
    26. Carolyn Heinrich & Marcelo Cabrol, 2005. "An Impact Evaluation of the National Student Scholarship Program in Argentina," OVE Working Papers 0605, Inter-American Development Bank, Office of Evaluation and Oversight (OVE).
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as in new window

    Cited by:
    1. María del Pilar Bohada R., 2010. "Desplazamiento forzado y condiciones de vida de las comunidades de destino: el caso de Pasto, Nariño," Revista de Economía Institucional, Universidad Externado de Colombia - Facultad de Economía, vol. 12(23), pages 259-298, July-Dece.

    Lists

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    Statistics

    Access and download statistics

    Corrections

    When requesting a correction, please mention this item's handle: RePEc:idb:ovewps:0309. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Luis Daniel Martinez) The email address of this maintainer does not seem to be valid anymore. Please ask Luis Daniel Martinez to update the entry or send us the correct address.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.