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The Relationship Between Homeowner Age and House Price Appreciation


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  • HUD - PD&R
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    This paper focuses on the empirical question: Do the houses of elderly homeowners appreciate at the same rate as the average house in their local market? As the population ages and retirees plan their financial future, owners need to project accurately the value of their single largest asset, their house. The federal government is also concerned about the financial welfare of its elderly citizens, not only because the government funds many elderly programs, but also because the government provides insurance for reverse mortgages. The future liability of the fund depends on the house price appreciation for the properties of elderly owners. Six theories are considered with support from the literature. However, the primary contribution of this paper is the empirical analysis.

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    Bibliographic Info

    Paper provided by HUD USER, Economic Development in its series Economic Development Publications with number 39137.

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    Length: 78 pages
    Date of creation: Dec 2005
    Date of revision:
    Handle: RePEc:hud:wpaper:39137

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