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The Influence of Household Formation On Homeownership Rates Across Time and Race

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HUD - PD&R
Abstract

Homeownership rates equal the number of households that own homes divided by the number of households in the population. For that reason, differences in the propensity to form a household, or the headship rate, have the potential to explain observed changes in homeownership rates over time in addition to longstanding racial gaps in homeownership. In this regard, it should be emphasized that “headship” refers to whether an individual is identified in the Census as a household head. Thus, for example, a spouse or child of the household head would both be considered members of the household, but not the household head. We examine these questions on an age-specific basis using data from the 1970 to 2000 public use micro samples (PUMS) of the decennial census.

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Paper provided by HUD USER, Economic Development in its series Economic Development Publications with number 39101.

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Length: 44 pages
Date of creation: Oct 2004
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Handle: RePEc:hud:wpaper:39101

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  1. Harvey S. Rosen, 1985. "Housing Subsidies: Effects on Housing Decisions, Efficiency, and Equity," NBER Working Papers 1161, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
  2. Ermisch, John & Di Salvo, Pamela, 1997. "The Economic Determinants of Young People's Household Formation," Economica, London School of Economics and Political Science, vol. 64(256), pages 627-44, November. [Downloadable!] (restricted)
  3. Boyes, William J. & Hoffman, Dennis L. & Low, Stuart A., 1989. "An econometric analysis of the bank credit scoring problem," Journal of Econometrics, Elsevier, vol. 40(1), pages 3-14, January. [Downloadable!] (restricted)
  4. Ermisch, John, 1999. "Prices, Parents, and Young People's Household Formation," Journal of Urban Economics, Elsevier, vol. 45(1), pages 47-71, January. [Downloadable!] (restricted)
  5. Haurin, Donald R & Hendershott, Patric H & Kim, Dongwook, 1993. "The Impact of Real Rents and Wages on Household Formation," The Review of Economics and Statistics, MIT Press, vol. 75(2), pages 284-93, May. [Downloadable!] (restricted)
  6. Donald R. Haurin & R. Jean Haurin & Steven Garasky, 2001. "Group living decisions as youths transition to adulthood," Journal of Population Economics, Springer, vol. 14(2), pages 329-349. [Downloadable!] (restricted)
  7. Rosen, Harvey S., 1979. "Housing decisions and the U.S. income tax : An econometric analysis," Journal of Public Economics, Elsevier, vol. 11(1), pages 1-23, February. [Downloadable!] (restricted)
  8. Rosen, Harvey S., 1985. "Housing subsidies: Effects on housing decisions, efficiency, and equity," Handbook of Public Economics, in: A. J. Auerbach & M. Feldstein (ed.), Handbook of Public Economics, edition 1, volume 1, chapter 7, pages 375-420 Elsevier. [Downloadable!] (restricted)
  9. Borsch-Supan, Axel, 1986. "Household formation, housing prices, and public policy impacts," Journal of Public Economics, Elsevier, vol. 30(2), pages 145-164, July. [Downloadable!] (restricted)
  10. Haurin Donald R. & Hendershott Patric H. & Kim Dongwook, 1994. "Housing Decisions of American Youth," Journal of Urban Economics, Elsevier, vol. 35(1), pages 28-45, January. [Downloadable!] (restricted)
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